If I get an e-transfer and see it in my account, can I still get scammed?

Why go through all this trouble to ship $2k worth of jewelry to someone? Feels like a mess waiting to happen.

Sky said:
Why go through all this trouble to ship $2k worth of jewelry to someone? Feels like a mess waiting to happen.

It’s a wristwatch, lots of people sell them online.

Sounds like a scam to me. Maybe ask for cash through Western Union, so you get it in person.

Sometimes scammers use stolen bank accounts. My sister got caught in this once, and her bank locked her account until they sorted things out.

Avoid e-transfers with strangers. Stick with cash, meet in a public spot.

Day said:
Avoid e-transfers with strangers. Stick with cash, meet in a public spot.

Just FYI, some police stations have safe zones for stuff like this. For a big sale, I’d recommend it.

What might happen is they ask you to send the money back after they cancel the sale. Classic scam tactic.

If you’re worried, maybe try using an app like Poshmark, they handle shipping and checking authenticity for a fee.

Levi said:
If you’re worried, maybe try using an app like Poshmark, they handle shipping and checking authenticity for a fee.

Good idea, thanks!

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Maybe edit your post to clear up the crossed-out text.

Davi said:

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Maybe edit your post to clear up the crossed-out text.

Lol, it’s so eye-catching! Best marketing strategy right there.

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If the account owner didn’t send the e-transfer, it could be reversed. A lot of these scams use hacked accounts.

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True, sometimes banks will reverse it if there’s clear evidence of fraud.

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Legit transfers are safe, but fraudulent ones can be clawed back if needed.

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I work in banking; it’s possible, I’ve seen it.

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Generally, you’re safe if you’re the one initiating it, but hacked accounts are a different story.

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Depends on the bank. Some allow reversal within a week for a fee.

@Tan
Only if the transfer hasn’t been accepted yet, especially with auto-deposit. Can you mention which bank does this?