S corp taxes… 1 million in profit? Anyone know what to expect?

New to running a business and meeting with my accountant next week. Tried searching but can’t find a straight answer on what taxes I’ll owe for 1 million profit net. I’ve seen stuff saying it could be as low as 1.5%. Just trying to be ready for the meeting.

Your net profit will go to your personal tax return. The business itself won’t pay taxes except for state corporate taxes, which depend on your state.

Your individual tax rate will also depend on other income you have.

I’m in PA. So, this will go on my personal return? I just hired a CPA who’s pretty expensive. I want to do things right and sleep well at night. But I also don’t want to be handing over $100k for the government to spend.

With $1M in profit, be ready to give a lot more than 100k… probably closer to 10% or more.

Hoping they can legally work some magic. They mentioned 401k and other options.

Just so you know, there’s not much magic here. High earners do pay a lot in taxes. The S-Corp will help you save a bit on self-employment taxes, but you’re likely looking at around 350k in taxes, give or take.

Yep, I just did a return for a couple who made over $3M in stocks. They owed $800k after all their income sources.

You’ll be giving them more than 100k, closer to 250k, plus more for PA.

Before the year ends, discuss everything with your CPA for proper tax planning.

You started an S-Corp but don’t know how it works?

Yeah, I know how to run my business, not an accountant though.

How much does your CPA charge you?

They charge $12k a year.

I just hired them. The business has grown fast. I was using a tax prep service for $1500 a year before.

$12k seems like a rip-off. $1,500 is expensive too, but not as bad.

You don’t know all the services they’re offering for $12k. With an S-Corp, you need payroll, tax filings, possibly bookkeeping, and quarterly estimates. It’s not cheap if they’re doing all that.

Sounds like you expect more from your CPA—taxes, bookkeeping, maybe even CFO work. For $1M in profit, $12k is reasonable.

Get ready to give a lot more than $100k. What’s your business, and how old are you?

I’m 42. I do refractory work, building high-temperature furnaces for steel mills. Started as an apprentice 20 years ago, left 4 years ago, and started my own business.