AF / No AF doesn’t matter but are you able to justify the savings with AF if any ?
Cashback/Points/SUB all could be considered.
US Bank Cash + is saving me about $400 a year on utilities. No annual fee.
Luca said:
US Bank Cash + is saving me about $400 a year on utilities. No annual fee.
How? You’d have to be spending $650 a month on utilities.
Luca said:
US Bank Cash + is saving me about $400 a year on utilities. No annual fee.
How? You’d have to be spending $650 a month on utilities.
I have my power, water, YouTube TV, Netflix, etc on there. I’m maxing out this benefit. The only issue is some things don’t code right, but those tend to be like $10 things not $350 things.
Vine said:
Luca said:
US Bank Cash + is saving me about $400 a year on utilities. No annual fee.
How? You’d have to be spending $650 a month on utilities.
I have my power, water, YouTube TV, Netflix, etc on there. I’m maxing out this benefit. The only issue is some things don’t code right, but those tend to be like $10 things not $350 things.
Wait, streaming services count as a utility?
Luca said:
Vine said:
Luca said:
US Bank Cash + is saving me about $400 a year on utilities. No annual fee.
How? You’d have to be spending $650 a month on utilities.
I have my power, water, YouTube TV, Netflix, etc on there. I’m maxing out this benefit. The only issue is some things don’t code right, but those tend to be like $10 things not $350 things.
Wait, streaming services count as a utility?
No, but you can select streaming services as your 2nd 5%
Luca said:
Vine said:
Luca said:
US Bank Cash + is saving me about $400 a year on utilities. No annual fee.
How? You’d have to be spending $650 a month on utilities.
I have my power, water, YouTube TV, Netflix, etc on there. I’m maxing out this benefit. The only issue is some things don’t code right, but those tend to be like $10 things not $350 things.
Wait, streaming services count as a utility?
No. My two 5% categories are TV, internet and streaming and utilities.
Vesper said:
Luca said:
Vine said:
Luca said:
US Bank Cash + is saving me about $400 a year on utilities. No annual fee.
How? You’d have to be spending $650 a month on utilities.
I have my power, water, YouTube TV, Netflix, etc on there. I’m maxing out this benefit. The only issue is some things don’t code right, but those tend to be like $10 things not $350 things.
Wait, streaming services count as a utility?
No. My two 5% categories are TV, internet and streaming and utilities.
You’re paying $300-$400 PER MONTH on streaming? My lord?!! I’d come out way ahead just reducing that down to what is actually watched. Plenty of alternatives as well. Most of my streaming is literally completely paid for by another cc, my phone service, etc. I don’t think I have a single streaming service that is full price or not paid for by a deal instead. Closest thing is maybe Amazon prime, but that is for a suite of things and not just streaming so even that is somewhat cheap.
I guess I’ll let whoever do whatever, but me, $400 dollars per month on streaming is crazy to me.
Luca said:
Vesper said:
Luca said:
Vine said:
Luca said:
US Bank Cash + is saving me about $400 a year on utilities. No annual fee.
How? You’d have to be spending $650 a month on utilities.
I have my power, water, YouTube TV, Netflix, etc on there. I’m maxing out this benefit. The only issue is some things don’t code right, but those tend to be like $10 things not $350 things.
Wait, streaming services count as a utility?
No. My two 5% categories are TV, internet and streaming and utilities.
You’re paying $300-$400 PER MONTH on streaming? My lord?!! I’d come out way ahead just reducing that down to what is actually watched. Plenty of alternatives as well. Most of my streaming is literally completely paid for by another cc, my phone service, etc. I don’t think I have a single streaming service that is full price or not paid for by a deal instead. Closest thing is maybe Amazon prime, but that is for a suite of things and not just streaming so even that is somewhat cheap.
I guess I’ll let whoever do whatever, but me, $400 dollars per month on streaming is crazy to me.
No, I’m not paying that. Try reading a sentence in full.
Wren said:
Luca said:
Vesper said:
Luca said:
Vine said:
Luca said:
US Bank Cash + is saving me about $400 a year on utilities. No annual fee.
How? You’d have to be spending $650 a month on utilities.
I have my power, water, YouTube TV, Netflix, etc on there. I’m maxing out this benefit. The only issue is some things don’t code right, but those tend to be like $10 things not $350 things.
Wait, streaming services count as a utility?
No. My two 5% categories are TV, internet and streaming and utilities.
You’re paying $300-$400 PER MONTH on streaming? My lord?!! I’d come out way ahead just reducing that down to what is actually watched. Plenty of alternatives as well. Most of my streaming is literally completely paid for by another cc, my phone service, etc. I don’t think I have a single streaming service that is full price or not paid for by a deal instead. Closest thing is maybe Amazon prime, but that is for a suite of things and not just streaming so even that is somewhat cheap.
I guess I’ll let whoever do whatever, but me, $400 dollars per month on streaming is crazy to me.
No, I’m not paying that. Try reading a sentence in full.
I read it and you aren’t clear about payments. You could answer the question with specifics, but don’t so specifics were asked.
Try reading the sentence in full.
Luca said:
Wren said:
Luca said:
Vesper said:
Luca said:
Vine said:
Luca said:
US Bank Cash + is saving me about $400 a year on utilities. No annual fee.
How? You’d have to be spending $650 a month on utilities.
I have my power, water, YouTube TV, Netflix, etc on there. I’m maxing out this benefit. The only issue is some things don’t code right, but those tend to be like $10 things not $350 things.
Wait, streaming services count as a utility?
No. My two 5% categories are TV, internet and streaming and utilities.
You’re paying $300-$400 PER MONTH on streaming? My lord?!! I’d come out way ahead just reducing that down to what is actually watched. Plenty of alternatives as well. Most of my streaming is literally completely paid for by another cc, my phone service, etc. I don’t think I have a single streaming service that is full price or not paid for by a deal instead. Closest thing is maybe Amazon prime, but that is for a suite of things and not just streaming so even that is somewhat cheap.
I guess I’ll let whoever do whatever, but me, $400 dollars per month on streaming is crazy to me.
No, I’m not paying that. Try reading a sentence in full.
I read it and you aren’t clear about payments. You could answer the question with specifics, but don’t so specifics were asked.
Try reading the sentence in full.
“No. My two 5% categories are TV, internet and streaming and utilities.”
Wren said:
Luca said:
Wren said:
Luca said:
Vesper said:
Luca said:
Vine said:
Luca said:
US Bank Cash + is saving me about $400 a year on utilities. No annual fee.
How? You’d have to be spending $650 a month on utilities.
I have my power, water, YouTube TV, Netflix, etc on there. I’m maxing out this benefit. The only issue is some things don’t code right, but those tend to be like $10 things not $350 things.
Wait, streaming services count as a utility?
No. My two 5% categories are TV, internet and streaming and utilities.
You’re paying $300-$400 PER MONTH on streaming? My lord?!! I’d come out way ahead just reducing that down to what is actually watched. Plenty of alternatives as well. Most of my streaming is literally completely paid for by another cc, my phone service, etc. I don’t think I have a single streaming service that is full price or not paid for by a deal instead. Closest thing is maybe Amazon prime, but that is for a suite of things and not just streaming so even that is somewhat cheap.
I guess I’ll let whoever do whatever, but me, $400 dollars per month on streaming is crazy to me.
No, I’m not paying that. Try reading a sentence in full.
I read it and you aren’t clear about payments. You could answer the question with specifics, but don’t so specifics were asked.
Try reading the sentence in full.
“No. My two 5% categories are TV, internet and streaming and utilities.”
"You’re paying $300-$400 PER MONTH on streaming? My lord?!! I’d come out way ahead just reducing that down to what is actually watched. Plenty of alternatives as well. Most of my streaming is literally completely paid for by another cc, my phone service, etc. I don’t think I have a single streaming service that is full price or not paid for by a deal instead. Closest thing is maybe Amazon prime, but that is for a suite of things and not just streaming so even that is somewhat cheap.
I guess I’ll let whoever do whatever, but me, $400 dollars per month on streaming is crazy to me."
Luca said:
Vine said:
Luca said:
US Bank Cash + is saving me about $400 a year on utilities. No annual fee.
How? You’d have to be spending $650 a month on utilities.
I have my power, water, YouTube TV, Netflix, etc on there. I’m maxing out this benefit. The only issue is some things don’t code right, but those tend to be like $10 things not $350 things.
Wait, streaming services count as a utility?
He’s likely losing money by not taking advantage of deals. I wouldn’t take him at face value. Th most popular streaming alone can be paid for by cc’sz phone plans, and just deals in general. Sounds like he’s just taking the full rip off prices.
I’d focus on deals first. He’s paying over 8 grand in what he calls utilities. Almost $700 a month in em in fact. That’s crazy when yhre are all sorts of deals and ways to save on that. Take his stuff with a grain of salt.
Luca said:
US Bank Cash + is saving me about $400 a year on utilities. No annual fee.
How? You’d have to be spending $650 a month on utilities.
I eat lightbulbs
Luca said:
US Bank Cash + is saving me about $400 a year on utilities. No annual fee.
How? You’d have to be spending $650 a month on utilities.
That’s actually not extraordinary
Luca said:
US Bank Cash + is saving me about $400 a year on utilities. No annual fee.
How? You’d have to be spending $650 a month on utilities.
During the summer where I live, electric alone can be $900 if you want it to be mid to high 70s indoors
Vine said:
Luca said:
US Bank Cash + is saving me about $400 a year on utilities. No annual fee.
How? You’d have to be spending $650 a month on utilities.
During the summer where I live, electric alone can be $900 if you want it to be mid to high 70s indoors
Unless you live in an abnormally sized home that ain’t close to regular dude.
Luca said:
US Bank Cash + is saving me about $400 a year on utilities. No annual fee.
do they refund the transaction fee for utilities or do you just eat it
Luca said:
US Bank Cash + is saving me about $400 a year on utilities. No annual fee.
do they refund the transaction fee for utilities or do you just eat it
Only my power bill charges one and it’s 1%. So I get 4%