Anyone Else Asked to Repay CERB?

Business Forum Personal Finance
61

Shai said:
When did they first reach out about eligibility? Reviews usually take a while. And did they ask for anything specific?

I got the letter about 6 months ago. Submitted everything and assumed it was done since I was eligible. An agent called 3 weeks ago and said the audits are moving faster now.

62

@Jin
Anything specific in their request?

63

Frost said:
@Jin
Anything specific in their request?

They asked for bank statements. I redacted unrelated info and sent them. I got a denial a week later, then today’s repayment notice.

64

@Jin
I wouldn’t redact anything. They’re looking for transparency.

65

Toryn said:
@Jin
I wouldn’t redact anything. They’re looking for transparency.

CRA actually told me to redact non-relevant info. I left all credits visible, even the smallest amounts.

66

@Jin
Maybe the redactions caused some confusion?

67

Were you still working up until the first two weeks of March 2020?

68

ElonX said:
Were you still working up until the first two weeks of March 2020?

Yes, my records show income in March, then again in June when I returned to work.

69

Jin said:

ElonX said:
Were you still working up until the first two weeks of March 2020?

Yes, my records show income in March, then again in June when I returned to work.

What period does the letter cover?

70

@Lennon
From March 2020 (no CERB then) to June 2020. My last CERB payment was in May 2020.

71

Jin said:
@Lennon
From March 2020 (no CERB then) to June 2020. My last CERB payment was in May 2020.

Sounds like there’s a T4 issue with income reporting for those periods.

72

Lennon said:

Jin said:
@Lennon
From March 2020 (no CERB then) to June 2020. My last CERB payment was in May 2020.

Sounds like there’s a T4 issue with income reporting for those periods.

I was on CERB with no income during that time.

73

@Jin
The CRA might be assuming income because of how the T4 summarizes yearly income.

74

@Jin
If your T4’s Box 58 doesn’t show May-June income, it could be an error.

75

@Jin
Is it possible your employer paid you later for that time?

76

When you repay, you get a T4A that can be deducted. Try not to pay back if you qualified.

77

I owe 10k for CERB and I’ve just let them take it out of my benefits. Should I reach out to avoid any issues with wage garnishing?

78

Mai said:
I owe 10k for CERB and I’ve just let them take it out of my benefits. Should I reach out to avoid any issues with wage garnishing?

If you ignore them, yes, they could garnish wages or freeze accounts. Better to arrange a payment plan.

79

Mai said:
I owe 10k for CERB and I’ve just let them take it out of my benefits. Should I reach out to avoid any issues with wage garnishing?

You can set up monthly payments. Give them a call to ask.

80

Mai said:
I owe 10k for CERB and I’ve just let them take it out of my benefits. Should I reach out to avoid any issues with wage garnishing?

If you’re already paying back, they’re probably okay with that. I was told they’re not charging interest on CERB repayments.